Natalie Korchuk Toronto Real Estate

When thinking of buying a home, most people research various neighborhood amenities, including local schools. Regardless of whether you have children, schools can affect property values and are an important consideration when buying a home.Here are four ways to tell if area schools are having problems:Local test scores low or dropping Low test ...

When you’re thinking of buying a home, you may wonder what your mortgage payment will look like. When you have a mortgage, you’ll have several different portions of your payment each month. Your mortgage payment consists of principal, interest, taxes and insurance (often abbreviated as “PITI”), and sometimes additional ...

An important aspect of getting a home loan is saving money for your down payment. You have many choices to make your home more affordable to you. Lenders used to require a down payment of at least 5% and up to 20 percent of the home’s price. These days, however, many lenders offer flexible home loan programs allowing you to put very ...

Buying a home is an investment in the neighborhood as well as the house. In fact, the character and amenities of the neighborhood may be as important to the property value as the house itself. No matter what kind of neighborhood you’re looking for, it's important to know its history and future when you decide to buy. Here’s what to ...

Pre-approval can be a very valuable step towards purchasing a home. Many home buyers get pre-qualified for a home loan early on, and then become pre-approved before beginning a serious home search. By completing your mortgage application prior to choosing a home, you can get a pre-approval letter stating how much home you can afford.  Your ...

First-time buyers are often unsure about the financial aspects of buying a home, and you may have many questions swirling in your head. How much can I afford? Do I need a large down payment?  Your home price range will be determined by your income, credit history, the cash you have for a down payment and closing costs, and your debt. How much ...

When you’re thinking about making a move, the first steps in the home buying process are: 1.       Deciding when you want to make your move2.       Considering how much money you would like to spend 3.       Thinking about what type of home you ...

When you’re thinking about buying your first home, it’s essential for you to be confident in your decision to buy instead of rent. However, you may not know about the many great reasons to buy a home! Here are just a few of them: Smart investment When you invest in a home, it offers the possibility for appreciation in value. The equity ...