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First-Time Buyer. Grading Local Schools
When thinking of buying a home, most people research various neighborhood amenities, including local schools. Regardless of whether you have children, schools can affect property values and are an important consideration when buying a home. Here are four Read More...
First-Time Buyer. What Goes Into Your Monthly Mortgage Payment
When you’re thinking of buying a home, you may wonder what your mortgage payment will look like. When you have a mortgage, you’ll have several different portions of your payment each month. Your mortgage payment consists of principal, interest, Read More...
First-Time Buyer. All About Down Payments
An important aspect of getting a home loan is saving money for your down payment. You have many choices to make your home more affordable to you. Lenders used to require a down payment of at least 5% and up to 20 percent of the home’s price. These Read More...
First-Time Buyer. Choosing the neighborhood for your home
Buying a home is an investment in the neighborhood as well as the house. In fact, the character and amenities of the neighborhood may be as important to the property value as the house itself. No matter what kind of neighborhood you’re looking for, Read More...
First-Time Buyer. The Importance of Pre-approval
Pre-approval can be a very valuable step towards purchasing a home. Many home buyers get pre-qualified for a home loan early on, and then become pre-approved before beginning a serious home search. By completing your mortgage application prior to choosing Read More...
First Time Buyers. How Much Home You Can Afford
First-time buyers are often unsure about the financial aspects of buying a home, and you may have many questions swirling in your head. How much can I afford? Do I need a large down payment? Your home price range will be determined by your income, credit Read More...
First-Time Buyer. Considering Making a Move?
When you’re thinking about making a move, the first steps in the home buying process are: 1. Deciding when you want to make your move 2. Considering how much money you would like to spend 3. Thinking about what type of home you would like 4. Deciding Read More...
First-Time Buyer. Why Buy Instead of Rent
When you’re thinking about buying your first home, it’s essential for you to be confident in your decision to buy instead of rent. However, you may not know about the many great reasons to buy a home! Here are just a few of them: Smart investment Read More...