Canadian Mortgage Trends

Mortgage Rates & Mortgage Broker News in Canada

Despite a decade of double-digit growth, HomEquity Bank has zero meaningful competition. Remember these guys (Seniors Equity)? They lasted only a year. But times are about to change. This morning a new horseman rode into town: Equitable Bank. The country’s #1 alternative lender has announced the “PATH Home Plan.” PATH is basically a reverse mortgage with the […]

1/16/2018 9:31:57 PM

Led by RBC, all of the big banks have now hiked their posted rates since last week by up to 20 bps on fixed terms. Among the changes, RBC, TD, BMO, Scotiabank and National Bank of Canada raised their posted 5-year fixed rates by 15 bps to 5.14%, while CIBC upped its 5-year fixed by […]

1/16/2018 10:09:39 AM

Buying a home for the first-time is an exciting time. You’re making quite possibly the most significant financial transaction of your lifetime. You’re also making the exciting jump from renter to homeowner. While buying a home is something to celebrate, it’s important to do your homework. As a property virgin, this experience is entirely new […]

1/11/2018 9:15:24 PM

The beginning of a new year is the perfect time to reflect on your previous year of business and examine if there were any successes, challenges and themes you want to expand on. I always look forward to the wave of renewed energy a new year brings. Each January I’d sit down with my annual […]

1/3/2018 2:43:58 PM

As we count down the final days of 2017, we look back on a year that presented fresh challenges for the mortgage industry with the announcement of yet more mortgage rule changes. While OSFI’s B-20 changes dominated headlines during the later part of the year, here are some of the other top mortgage newsmakers for […]

12/29/2017 2:52:40 PM

It can be a chore to stay on top of the latest mortgage news these days, particularly given the barrage of forecasts and predictions for housing markets in 2018. Unsurprisingly, the majority of forecasts for the year ahead have focused on OSFI’s new mortgage rules, including the mortgage stress test for all uninsured mortgages, which […]

12/27/2017 10:58:39 AM

It was a good year for Canada’s Big 6 banks, which earned a combined $42 billion for fiscal year 2017. As with the rest of the mortgage industry, there was a fair amount of attention this quarter given to the incoming B-20 regulations that take effect January 1, 2018. Overall the big banks expect a […]

12/14/2017 10:39:13 AM

OSFI’s forthcoming stress test for all uninsured mortgages after January 1 will have far-reaching effects across the mortgage industry, potentially removing up to 50,000 buyers from the real estate market each year. That’s one of many key findings from Mortgage Professionals Canada’s Annual State of the Residential Mortgage Market survey, released this week by the […]

12/8/2017 8:55:36 AM

Another national mortgage conference has come and gone, but many will remember this year’s instalment as nothing short of a success. More than 1,200 mortgage professionals from across the country descended upon Niagara Falls for Mortgage Professionals Canada’s annual National Mortgage Conference. While OSFI’s new B-20 mortgage rules dominated discussions, the mood was predominantly positive […]

12/1/2017 11:35:32 AM

Whaddayaknow? Scotiabank’s #1…again. The broker channel’s most-used lender racked up even more market share in Q3, courtesy (in part) of Finance Canada’s competition-curbing mortgage insurance regime. The top five lenders accounted for a stunning seven out of 10 brokered mortgages on the D+H Expert platform last quarter, the greatest ratio since we started tracking share […]

11/29/2017 11:15:37 AM

Featured Listings

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60 photos


"North Drive location ! A very rare grade of workmanship !"
"Uncompromising luxury in Edenbridge!"
Style 4-Level Split
Bedrooms 4
Bathrooms 5
18 photos


"Large 3 bdrm semi-detached"
"Finished basement"
City Mississauga
Style 2 Storey
Bedrooms 3
Bathrooms 4
20 photos
City Mississauga
Style 2 Storey
Bedrooms 4
Bathrooms 3
18 photos


"with in-law apartment"
"second kitchen in the basement"
City Mississauga
Style Townhouse
Bedrooms 3
Bathrooms 4
5 photos


"Brand new townhome"
City Mississauga
Style 3 Story
Bedrooms 3
Bathrooms 3
20 photos


"renovated townhouse"
"finished basement"
City Mississauga
Style Townhouse
Bedrooms 3
Bathrooms 4
9 photos


"Location! Location!"
"large 2 bdrm"
City Mississauga
Style Apartment
Bedrooms 2
Bathrooms 2
13 photos


"new 1 bdrm unit"
"Newly built. Great location!"
City Vaughan
Style Apartment
Bedrooms 1
Bathrooms 1
17 photos

Hurontario/Central Parkway

"Clean updated unit"
$1,700.00 Monthly
"Well priced! Well located"
City Mississauga
Style Apartment
Bedrooms 1
Bathrooms 1
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